With Eckler since 2011, Ellen leads both the Group Benefits and Communications Practices. A Fellow of both the Society of Actuaries and the Canadian Institute of Actuaries, Ellen has over 25 years of benefits consulting experience.

Ellen provides advice on all aspects of group benefit plans, including appropriate underwriting models, renewals, financials, marketing, disability management and plan design. On the actuarial work, Ellen provides advice on all aspects of assumption setting, valuation, risk management and mitigation, plan design, funding, wind-up, and accounting for post-employment and post-retirement benefit plans. She has also provided education to clients and the industry on post-employment and post-retirement plan issues, through focused roundtables, education seminars, speaking engagements, expert witness testimony and published articles. She was instrumental in creating the ATMS training for benefit plan issues confronted by new trustees on behalf of the International Foundation of Employee Benefits.

In her professional capacity, Ellen has been a member and chair of several committees and task-forces of the Canadian Institute of Actuaries on benefit plan issues. Currently, she sits on Eckler’s Board of Directors, and the board of the Girls to the Power of Math

Areas of Expertise

  • Funding and accounting for benefit plans
  • Trusteed (Employee Life and Health Trust) governance
  • Financial modelling
  • Plan design
  • Insolvencies and benefit plan wind-ups
  • Group benefits thought leadership

Professional Qualifications

Professional Qualifications
  • Bachelor of Science – University of Toronto
  • Fellow of the Canadian Institute of Actuaries (FCIA)
  • Fellow of the Society of Actuaries (FSA)
Professional Activities
  • Serves as a member of Eckler’s Board of Directors

Thought Leadership

As a member of the editorial board, Ellen currently helps set direction for Eckler’s GroupNews, a monthly e-Newsletter that provides commentary on the issues affecting Canadian group benefit plans. The most recent issues can be accessed below.

Ellen is also a regular contributor to industry publications, and is often quoted in trade articles. Here’s just a sampling:

With baby boomers aging, the cost of long-term care is set to triple in the next 30 years. What’s our plan for dealing with this?
The Globe and Mail – October 8, 2019 – Ellen was a contributor to the report discussed in this article

The Future Co$t of Long-Term Care in Canada
The National Institute on Aging – October 2019 – Ellen contributed to this valuable piece of research as a peer reviewer.

 The Actuarial Foundation of Canada’s Fall 2018 Fundraising Campaign
Canadian Institute of Actuaries Monthly eNewsletter – October 2018

Post-Age 65 Benefits After Talos v. Grand Erie District School Board
International Foundation of Employee Benefit Plans – Webcast – July 2018

OHIP+ for seniors a ‘significant win’ for employers with retiree benefits plans
Benefits Canada – March 2018

Can the Retiree Health Benefits Situation in Canada be Saved?
Benefits and Compensation International – 2014


When she isn’t working hard for her clients, Ellen offers her time to the Girls to the Power of Math as a volunteer board member.

She also takes time to keep both her body and mind active with her favourite hobbies – travelling, skiing, hiking, softball, volleyball and puzzles.

Eckler News and Insights

Disrupting disability: Time for a refresh?

In a recent survey by Eckler, when unions and plan sponsors were asked about the relative importance of different types of benefit coverages, short-term disability ...
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GroupNews - July 2022

This issue of GroupNews provides an update on the new public drug plan rates in Quebec, expanded coverage for cystic fibrosis in Ontario and Alberta, ...
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GroupNews - October 2021

This month’s GroupNews provides updates on provincial uptake of new cystic fibrosis medication, new medicare coverage for pharmacy costs in New Brunswick, improved access to ...
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GroupNews - September 2021

In this month’s GroupNews we look at a new study from the Canadian Institute for Health Information (CIHI) on how the COVID-19 pandemic has affected ...
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GroupNews - July 2021

This month’s GroupNews includes various updates from the federal government on drug pricing regulations and Bills C-30 and C-35, along with updates from Quebec and ...
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GroupNews - June 2021

In the June issue of GroupNews, we look at expanded coverage for treating diabetes in Saskatchewan and British Columbia, an appeal court ruling in Quebec ...
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GroupNews - February 2021

In this month’s issue of GroupNews, we look at provincial coverage changes in Ontario and Alberta, new pharmacy services introduced in Quebec, potential new limits ...
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GroupNews - January 2021

This month’s GroupNews examines new regulations for pharmacists in Quebec, a new research report on the drivers of cost growth for private drug plan claims, ...
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GroupNews - December 2020

The December issue of Group News summarizes the 2021 Canada Pension Plan and Quebec Pension Plan contribution rates and highlights the Government of Canada’s draft ...
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GroupNews - November 2020

This month’s GroupNews highlights a recent Conference Board of Canada report that predicts health care costs will increase due to COVID-19, recent developments impacting plans ...
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Through the looking glass: The rise of virtual healthcare and its impact on benefit plan sponsors in a post-COVID world

There is no doubt that COVID-19 has brought significant disruption to our personal and professional lives. While lockdown restrictions are easing, the impact of the ...
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GroupNews - October 2020

In our October issue of GroupNews, we look at proposed changes in Quebec to make parental insurance benefits more flexible, changes in Manitoba to expand ...
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GroupNews -
September 2020

Our September issue of GroupNews provides information on the Employment Insurance premium rate for 2021, new biosimilars approved for launch in Canada and summarizes a ...
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GroupNews - August 2020

This month’s issue of GroupNews covers new legislation in BC to help employers cope with COVID-19 fallout along with expanded financial support and expanded drug ...
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GroupNews - July 2020

In this month’s issue of GroupNews, we look at the Supreme Court’s decision to uphold the law on genetic non-discrimination, the mental health impact of ...
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GroupNews - June 2020

Our June issue of GroupNews provides important COVID-19 related updates on Health Care Spending Accounts, emergency leave in Ontario, Alberta’s Biosimilar Initiative and Quebec’s Health ...
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GroupNews - May 2020

Eckler’s GroupNews monthly newsletter provides commentary on the issues affecting Canadian group benefit plans. In this edition: Ontario issues regulations amending Ontario Drug Benefit Act ...
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GroupNews Extra - May 2020

This GroupNews Extra looks at the impact of COVID-19 has had on the claims experience of extended health and dental plans and what’s coming next.
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GroupNews - April 2020

In this month’s issue of GroupNews, we provide details on Manitoba’s pharmacare deductible, changes to parental leave in Saskatchewan, and amendments to the Ontario Drug ...
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GroupNews - March 2020

Eckler’s GroupNews monthly newsletter provides commentary on the issues affecting Canadian group benefit plans. In this edition: Report on 2020 health and dental trend factors ...
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GroupNews - February 2020

This issue of GroupNews, provides updates on Alberta’s move to partner with private clinics to provide surgeries, a decision from the BC Human Rights Commission ...
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GroupNews - January 2020

In this edition of GroupNews, we provide updates on changes for pharmacists and massage therapists in Nova Scotia, Alberta’s Bill 21 and its new biosimilar ...
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