An actuary and Eckler Principal, Constance leads our Jamaica office. She has over 30 years of professional experience throughout the United States, the Caribbean and Latin America, more than one-half of those with Eckler.

Constance is a Fellow in the Society of Actuaries, a Fellow of the Conference of Consulting Actuaries, an Enrolled Actuary, a Member of the American Academy of Actuaries and the Caribbean Actuarial Association.

Her work encompasses social security, employee health and welfare benefits, retirement plans and general insurance. She consults in both the public and private sectors to a clientele that spans all business sectors.

Constance is committed to the highest level of professionalism. She offers excellent, timely service working with Boards of Directors, Trustee Boards, Finance and HR professionals.  She conducts training for Trustees and Administrators, Meetings of Plan Members and Seminars.

Areas of Expertise

  • Benefits administration and compliance (benefit calculations and regulatory reporting)
  • Design and establishment of pension plans
  • Due-diligence reviews
  • Government procurement – assessment of proposals from brokers and insurers for placement of property, casualty and group insurance
  • Investment manager/administrator search and performance appraisals
  • Preparation of pension plan documents – Trust Deed, Rules, Members’ Handbook and Statements of investment policies
  • Presentations – members, trustees, boards of directors, the general public
  • Public-sector work – Valuation and forecasting – adequacy of benefits and contributions; solvency and sustainability
  • Retirement seminars
  • Training for trustees and administrators
  • Valuations for pensions and other post-retirement benefit plans – Funding, Accounting (GAAP and IFRS), plan terminations, mergers, spin-offs

Professional Qualifications

Professional Qualifications
  • Enrolled Actuary
  • Fellow of the Society of Actuaries (SOA)
  • Fellow of the Conference of Consulting Actuaries (CCA)
  • BSc – University of the West Indies
  • Member of the American Academy of Actuaries (MAAA)
  • Member of the Caribbean Actuarial Association (CAA)
Professional Activities
  • Serves as a director of the Pension Industry Association of Jamaica (PIAJ)
  • Serves as a member of PIAJ Committees – Legislative, Education
  • Serves as a member of the CAA Pensions Committee