Eckler’s Pension Risk Transfer (PRT) Report – 2026

Eckler’s Pension Risk Transfer Report – March 2026

Eckler’s Pension Risk Transfer (PRT) report provides insights about the Canadian PRT market to help educate and support informed decisions about derisking.

In 2025, we observed:

  • More DC-only related annuity purchases, indicating that sponsors are increasingly using insurer solutions alongside traditional Defined Benefit (DB) transactions.
  • Getting competitive pricing in index-linked transactions is a challenge to overcome and could be the reason for a significant dip in 2025 after a record volume of indexed deals in 2024.
  • The market continues to find innovative solutions – including for those with benefits impacted by a CCAA creditor process.
  • Capacity in 2025 was not just about “how many insurers” but also “are you using reinsurance?”

We believe 2026 will bring together a number of factors that make a strong case for annuitizing.  To learn more, read our report or connect with one of our experts below:

Kerry Abehsera, FCIA, FSA | Ian Zinck, FCIA, FSA, | Murray Wright, FCIA, FFA | Guillaume Turcotte, FSA, FCIA

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To speak with one of our pension risk transfer experts, click the button below.

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This report has been prepared for general information purposes only and does not constitute professional advice.  Eckler makes no representations or warranties with respect to the accuracy of the information. Nothing in this report should be construed as investment, legal or any other type of professional advice. Eckler is not responsible for the consequences of any use of the information presented in this report and does not accept any liability for errors, inaccuracies or omissions.