Rates Library

Ontario Marriage Breakdown / Commuted Value Interest Rates, Fully Indexed Pensions

YearJan.Feb.MarchAprilMayJuneJulyAug.Sep.Oct.Nov.Dec.
2018first 10 yrs1.30%1.50%1.40%1.40%1.60%1.40%1.30%1.50%1.50%1.50%1.70%
after 10 yrs1.50%1.50%1.50%1.50%1.70%1.50%1.30%1.50%1.50%1.60%1.70%
2017first 10 yrs1.30%1.30%1.30%1.30%1.20%1.20%1.30%1.50%1.40%1.60%1.50%1.40%
after 10 yrs1.60%1.70%1.80%1.70%1.60%1.50%1.60%1.70%1.70%1.80%1.70%1.60%
2016first 10 yrs1.20%1.20%1.20%1.10%1.20%1.10%1.10%1.10%1.00%1.00%1.00%1.10%
after 10 yrs1.70%1.80%1.70%1.50%1.50%1.50%1.40%1.30%1.20%1.10%1.20%1.30%
2015first 10 yrs1.30%1.00%1.00%1.00%1.10%1.20%1.30%1.10%1.30%1.20%1.30%1.30%
after 10 yrs1.60%1.20%1.10%1.10%1.40%1.50%1.60%1.50%1.90%1.80%1.90%1.80%
2014first 10 yrs1.70%1.50%1.50%1.50%1.50%1.40%1.40%1.30%1.30%1.40%1.40%1.30%
after 10 yrs2.30%2.10%2.00%1.90%2.00%1.80%1.80%1.60%1.60%1.80%1.70%1.60%
2013first 10 yrs1.10%1.30%1.20%1.20%1.20%1.40%1.70%1.60%1.70%1.70%1.60%1.70%
after 10 yrs1.30%1.50%1.50%1.50%1.40%1.70%2.20%2.10%2.20%2.20%2.10%2.30%
2012first 10 yrs1.20%1.20%1.20%1.20%1.30%1.10%1.20%1.10%1.20%1.10%1.10%1.10%
after 10 yrs1.50%1.50%1.40%1.50%1.60%1.30%1.40%1.30%1.40%1.30%1.40%1.30%
2011first 10 yrs1.90%1.90%1.90%1.80%1.70%1.70%1.70%1.50%1.50%1.40%1.40%1.30%
after 10 yrs2.40%2.40%2.40%2.20%2.10%2.00%2.10%1.90%1.90%2.00%1.90%1.60%
2010first 10 yrs2.00%2.10%2.00%2.00%2.10%2.20%2.00%1.90%2.00%1.80%1.60%1.70%
after 10 yrs2.70%2.60%2.70%2.70%2.70%2.60%2.50%2.50%2.70%2.60%2.30%2.30%
2009first 10 yrs2.90%2.20%2.40%2.30%2.10%2.10%2.50%2.30%2.30%2.20%2.20%2.10%
after 10 yrs4.00%3.40%3.60%3.50%3.30%3.30%3.60%3.10%3.10%3.00%2.90%2.70%
2008first 10 yrs2.90%2.80%2.60%2.60%2.20%2.30%2.20%2.20%2.30%2.10%2.60%2.80%
after 10 yrs3.10%2.90%3.00%3.00%2.80%2.80%2.60%2.40%2.60%2.60%3.20%3.70%
2007first 10 yrs2.50%2.60%2.70%2.60%2.60%2.60%3.00%3.10%3.00%3.00%3.00%2.90%
after 10 yrs2.60%2.70%2.70%2.70%2.70%2.70%2.90%3.00%3.00%3.10%3.10%3.00%
2006first 10 yrs2.50%2.30%2.40%2.30%2.50%2.70%2.70%2.80%2.70%2.50%2.50%2.60%
after 10 yrs2.60%2.40%2.50%2.40%2.50%2.70%2.80%2.80%2.70%2.50%2.60%2.70%
2005first 10 yrs2.70%2.70%2.60%2.60%2.70%2.50%2.50%2.40%2.50%2.40%2.40%2.50%
after 10 yrs3.30%3.20%3.10%3.20%3.10%3.00%2.90%3.00%3.00%2.80%2.60%2.70%
2004first 10 yrs3.40%3.20%3.00%2.90%2.70%2.90%2.80%2.90%2.90%2.80%2.90%2.80%
after 10 yrs4.10%4.00%3.80%3.80%3.60%3.60%3.40%3.50%3.40%3.30%3.40%3.40%
2003first 10 yrs3.90%3.70%3.60%3.50%3.60%3.50%3.30%3.20%3.40%3.50%3.40%3.40%
after 10 yrs4.60%4.60%4.40%4.20%4.20%4.30%4.20%4.20%4.40%4.40%4.30%4.20%
2002first 10 yrs4.30%4.30%4.30%4.20%4.40%4.20%4.10%3.90%3.80%3.90%3.70%3.80%
after 10 yrs4.80%4.90%4.90%4.90%4.70%4.70%4.60%4.60%4.70%4.60%4.40%4.70%
2001first 10 yrs4.50%4.20%4.00%4.00%4.10%4.30%4.40%4.30%4.40%4.30%4.10%4.00%
after 10 yrs4.40%4.40%4.40%4.50%4.50%4.70%4.60%4.50%4.70%4.80%4.90%4.80%
2000first 10 yrs4.90%4.90%5.10%5.20%4.90%4.70%5.10%5.00%4.90%4.90%4.60%4.60%
after 10 yrs5.00%5.00%4.90%4.70%4.60%4.50%4.60%4.60%4.40%4.50%4.50%4.40%
Last updated: 2018/11/01
Mortality table:
  • Starting October 2015, CPM2014 with generational projection using scale CPM-B
  • From February 2011 to September 2015, UP94 with generational projection using scale AA
  • Prior to February 2011, UP94@2020