Rates Library

Ontario Marriage Breakdown / Commuted Value Interest Rates, Non-Indexed Pensions

YearJan.Feb.MarchAprilMayJuneJulyAug.Sep.Oct.Nov.Dec.
2018first 10 yrs2.80%3.10%3.00%3.00%3.20%3.10%2.90%3.10%3.20%3.30%3.40%
after 10 yrs3.30%3.40%3.40%3.30%3.50%3.20%3.20%3.20%3.30%3.40%3.50%
2017first 10 yrs2.30%2.40%2.30%2.20%2.10%2.00%2.30%2.70%2.60%2.90%2.70%2.60%
after 10 yrs3.70%3.90%3.90%3.70%3.60%3.40%3.30%3.60%3.50%3.70%3.60%3.40%
2016first 10 yrs1.90%1.90%1.90%1.90%2.10%2.00%1.70%1.70%1.70%1.60%1.80%2.20%
after 10 yrs3.60%3.50%3.30%3.40%3.40%3.40%3.10%3.00%3.00%3.00%3.20%3.50%
2015first 10 yrs2.40%1.90%1.90%1.90%2.20%2.20%2.30%2.00%2.00%2.00%2.00%2.10%
after 10 yrs3.70%3.30%3.40%3.40%3.60%3.60%3.80%3.70%3.70%3.70%3.80%3.70%
2014first 10 yrs3.10%2.70%2.90%2.90%2.90%2.70%2.80%2.70%2.60%2.70%2.60%2.50%
after 10 yrs4.60%4.40%4.40%4.40%4.30%4.20%4.20%4.10%4.00%4.10%3.90%3.80%
2013first 10 yrs2.50%2.60%2.40%2.50%2.30%2.70%3.10%3.00%3.20%3.10%2.90%3.00%
after 10 yrs3.70%3.90%4.00%3.90%3.80%4.00%4.30%4.30%4.40%4.50%4.40%4.60%
2012first 10 yrs2.40%2.50%2.50%2.60%2.70%2.40%2.30%2.30%2.40%2.40%2.40%2.40%
after 10 yrs3.90%4.10%4.00%4.10%4.00%3.70%3.70%3.60%3.70%3.70%3.70%3.60%
2011first 10 yrs3.70%3.80%3.80%3.80%3.80%3.60%3.60%3.40%2.90%2.60%2.80%2.60%
after 10 yrs5.00%5.10%5.10%5.10%5.10%4.80%4.90%4.70%4.60%4.30%4.50%4.10%
2010first 10 yrs3.70%4.00%3.70%3.80%4.00%4.20%3.70%3.50%3.60%3.10%3.00%3.30%
after 10 yrs5.40%5.50%5.50%5.60%5.50%5.40%5.10%5.10%5.30%5.00%4.90%5.00%
2009first 10 yrs3.80%3.00%3.30%3.20%3.10%3.20%3.80%3.70%3.80%3.70%3.70%3.90%
after 10 yrs5.40%5.00%5.30%5.30%5.50%5.50%5.80%5.40%5.60%5.40%5.30%5.40%
2008first 10 yrs4.90%5.00%4.60%4.50%4.10%4.10%4.40%4.50%4.50%4.20%4.30%4.20%
after 10 yrs5.30%5.20%5.40%5.40%5.30%5.50%5.40%5.20%5.40%5.30%5.40%5.70%
2007first 10 yrs4.80%4.90%5.10%4.90%5.00%5.10%5.50%5.60%5.50%5.30%5.30%5.20%
after 10 yrs5.00%5.10%5.20%5.10%5.20%5.20%5.30%5.50%5.40%5.40%5.50%5.40%
2006first 10 yrs4.90%4.80%5.00%5.00%5.10%5.40%5.30%5.50%5.30%5.00%4.90%5.10%
after 10 yrs5.20%5.00%5.20%5.10%5.20%5.60%5.50%5.70%5.50%5.20%5.10%5.30%
2005first 10 yrs5.10%5.00%4.80%4.90%5.10%4.80%4.70%4.40%4.60%4.50%4.70%4.90%
after 10 yrs6.20%6.30%6.10%6.10%6.10%5.90%5.80%5.60%5.60%5.30%5.40%5.50%
2004first 10 yrs5.40%5.20%5.10%4.90%4.80%5.20%5.30%5.40%5.40%5.30%5.20%5.20%
after 10 yrs6.70%6.60%6.70%6.60%6.60%6.80%6.80%6.70%6.70%6.50%6.40%6.40%
2003first 10 yrs5.70%5.40%5.60%5.50%5.70%5.50%5.00%4.90%5.20%5.40%5.20%5.40%
after 10 yrs7.00%6.90%6.90%6.90%7.00%6.80%6.60%6.60%7.00%6.90%6.70%6.80%
2002first 10 yrs6.10%6.10%6.10%6.00%6.60%6.30%6.20%6.00%5.70%5.80%5.50%5.70%
after 10 yrs6.80%7.00%7.00%7.00%7.20%7.20%7.10%7.10%7.20%6.90%6.80%7.10%
2001first 10 yrs6.60%6.30%6.20%6.10%6.30%6.50%6.80%6.60%6.60%6.20%6.00%5.50%
after 10 yrs6.40%6.70%7.00%6.90%7.00%7.20%7.10%7.00%7.10%6.90%7.30%6.70%
2000first 10 yrs7.00%7.20%7.50%7.30%7.20%7.20%7.20%7.10%7.00%6.90%6.80%6.80%
after 10 yrs7.10%7.30%7.20%6.60%6.70%6.80%6.30%6.40%6.30%6.30%6.60%6.50%
Last updated: 2018/11/01
Mortality table:
  • Starting October 2015, CPM2014 with generational projection using scale CPM-B
  • From February 2011 to September 2015, UP94 with generational projection using scale AA
  • Prior to February 2011, UP94@2020