Rates Library

Commuted Value Interest Rates for Quebec Partially Indexed Pensions

YearJan.Feb.MarchAprilMayJuneJulyAug.Sep.Oct.Nov.Dec.
2018first 10 yrs2.10%2.30%2.20%2.20%2.40%2.20%2.10%2.30%2.30%2.40%2.50%
after 10 yrs2.40%2.40%2.50%2.40%2.60%2.30%2.20%2.40%2.40%2.50%2.60%
2017first 10 yrs1.80%1.80%1.80%1.70%1.70%1.60%1.80%2.10%2.00%2.20%2.10%2.00%
after 10 yrs2.60%2.80%2.80%2.70%2.60%2.50%2.40%2.60%2.60%2.70%2.60%2.50%
2016first 10 yrs1.60%1.60%1.50%1.50%1.60%1.60%1.40%1.40%1.30%1.30%1.40%1.60%
after 10 yrs2.70%2.60%2.50%2.50%2.40%2.40%2.20%2.20%2.10%2.10%2.20%2.40%
2015first 10 yrs1.80%1.50%1.40%1.40%1.60%1.70%1.80%1.60%1.60%1.60%1.70%1.70%
after 10 yrs2.60%2.20%2.20%2.20%2.50%2.60%2.70%2.60%2.80%2.70%2.80%2.80%
2014first 10 yrs2.40%2.10%2.20%2.20%2.20%2.10%2.10%2.00%1.90%2.10%2.00%1.90%
after 10 yrs3.50%3.20%3.20%3.10%3.10%3.00%3.00%2.80%2.80%2.90%2.80%2.70%
2013first 10 yrs1.80%1.90%1.80%1.80%1.70%2.00%2.40%2.30%2.40%2.40%2.20%2.30%
after 10 yrs2.50%2.70%2.70%2.70%2.60%2.80%3.20%3.20%3.30%3.30%3.30%3.40%
2012first 10 yrs1.80%1.80%1.80%1.90%2.00%1.80%1.70%1.70%1.80%1.70%1.80%1.70%
after 10 yrs2.70%2.80%2.70%2.80%2.80%2.50%2.50%2.40%2.50%2.50%2.50%2.50%
2011first 10 yrs2.80%2.80%2.90%2.80%2.70%2.70%2.60%2.40%2.20%2.00%2.10%1.90%
after 10 yrs3.70%3.80%3.70%3.60%3.60%3.40%3.50%3.30%3.20%3.10%3.20%2.80%
2010first 10 yrs2.80%3.00%2.90%2.90%3.00%3.20%2.80%2.70%2.80%2.40%2.30%2.50%
after 10 yrs4.00%4.00%4.10%4.10%4.10%4.00%3.80%3.80%4.00%3.80%3.60%3.60%
2009first 10 yrs3.00%2.25%2.50%2.70%2.60%2.60%3.10%3.00%3.00%2.90%3.00%3.00%
after 10 yrs4.25%3.75%4.00%4.40%4.40%4.40%4.70%4.20%4.30%4.20%4.10%4.10%
2008first 10 yrs3.50%3.50%3.25%3.00%2.75%2.75%3.00%3.00%3.00%2.75%3.00%3.00%
after 10 yrs3.75%3.75%3.75%3.75%3.50%3.75%3.50%3.50%3.50%3.50%4.00%4.25%
2007first 10 yrs3.25%3.25%3.50%3.25%3.25%3.50%3.75%4.00%4.00%3.75%3.75%3.75%
after 10 yrs3.50%3.50%3.50%3.50%3.50%3.50%3.75%3.75%3.75%3.75%4.00%3.75%
2006first 10 yrs3.25%3.25%3.25%3.25%3.50%3.50%3.50%3.75%3.50%3.25%3.25%3.50%
after 10 yrs3.50%3.25%3.50%3.25%3.50%3.75%3.75%3.75%3.75%3.50%3.50%3.50%
2005first 10 yrs3.50%3.25%3.25%3.50%3.25%3.25%3.00%3.25%3.00%3.00%3.25%
after 10 yrs4.25%4.25%4.25%4.25%4.00%4.00%4.00%4.00%3.75%3.50%3.75%
Last updated: 2018/11/01
Mortality table:
  • Starting October 2015, CPM2014 with generational projection using scale CPM-B
  • From February 2011 to September 2015, UP94 with generational projection using scale AA
  • From April 2009 to January 2011, UP94@2020
  • Prior to April 2009, UP94@2015