Rates Library

Ontario Marriage Breakdown / Commuted Value Interest Rates, Quebec Partially Indexed Pensions

YearJan.Feb.MarchAprilMayJuneJulyAug.Sep.Oct.Nov.Dec.
2018first 10 yrs2.10%2.30%2.20%2.20%2.40%2.20%2.10%2.30%2.30%2.40%2.50%
after 10 yrs2.40%2.40%2.50%2.40%2.60%2.30%2.20%2.40%2.40%2.50%2.60%
2017first 10 yrs1.80%1.80%1.80%1.70%1.70%1.60%1.80%2.10%2.00%2.20%2.10%2.00%
after 10 yrs2.60%2.80%2.80%2.70%2.60%2.50%2.40%2.60%2.60%2.70%2.60%2.50%
2016first 10 yrs1.60%1.60%1.50%1.50%1.60%1.60%1.40%1.40%1.30%1.30%1.40%1.60%
after 10 yrs2.70%2.60%2.50%2.50%2.40%2.40%2.20%2.20%2.10%2.10%2.20%2.40%
2015first 10 yrs1.80%1.50%1.40%1.40%1.60%1.70%1.80%1.60%1.60%1.60%1.70%1.70%
after 10 yrs2.60%2.20%2.20%2.20%2.50%2.60%2.70%2.60%2.80%2.70%2.80%2.80%
2014first 10 yrs2.40%2.10%2.20%2.20%2.20%2.10%2.10%2.00%1.90%2.10%2.00%1.90%
after 10 yrs3.50%3.20%3.20%3.10%3.10%3.00%3.00%2.80%2.80%2.90%2.80%2.70%
2013first 10 yrs1.80%1.90%1.80%1.80%1.70%2.00%2.40%2.30%2.40%2.40%2.20%2.30%
after 10 yrs2.50%2.70%2.70%2.70%2.60%2.80%3.20%3.20%3.30%3.30%3.30%3.40%
2012first 10 yrs1.80%1.80%1.80%1.90%2.00%1.80%1.70%1.70%1.80%1.70%1.80%1.70%
after 10 yrs2.70%2.80%2.70%2.80%2.80%2.50%2.50%2.40%2.50%2.50%2.50%2.50%
2011first 10 yrs2.80%2.80%2.90%2.80%2.70%2.70%2.60%2.40%2.20%2.00%2.10%1.90%
after 10 yrs3.70%3.80%3.70%3.60%3.60%3.40%3.50%3.30%3.20%3.10%3.20%2.80%
2010first 10 yrs2.80%3.00%2.90%2.90%3.00%3.20%2.80%2.70%2.80%2.40%2.30%2.50%
after 10 yrs4.00%4.00%4.10%4.10%4.10%4.00%3.80%3.80%4.00%3.80%3.60%3.60%
2009first 10 yrs3.30%2.60%2.90%2.70%2.60%2.60%3.10%3.00%3.00%2.90%3.00%3.00%
after 10 yrs4.70%4.20%4.40%4.40%4.40%4.40%4.70%4.20%4.30%4.20%4.10%4.10%
2008first 10 yrs3.90%3.90%3.60%3.50%3.10%3.20%3.30%3.30%3.40%3.10%3.50%3.50%
after 10 yrs4.20%4.10%4.20%4.20%4.00%4.10%4.00%3.80%4.00%3.90%4.30%4.70%
2007first 10 yrs3.60%3.70%3.80%3.80%3.80%3.80%4.20%4.30%4.30%4.10%4.10%4.00%
after 10 yrs3.80%3.90%4.00%3.90%4.00%3.90%4.10%4.20%4.20%4.30%4.30%4.20%
2006first 10 yrs3.70%3.50%3.70%3.60%3.80%4.00%4.00%4.10%3.90%3.70%3.70%3.80%
after 10 yrs3.90%3.70%3.80%3.70%3.80%4.10%4.10%4.20%4.10%3.90%3.80%4.00%
2005first 10 yrs3.90%3.80%3.70%3.80%3.90%3.60%3.60%3.40%3.50%3.40%3.50%3.70%
after 10 yrs4.70%4.70%4.60%4.60%4.60%4.40%4.30%4.30%4.30%4.00%4.00%4.10%
2004first 10 yrs4.40%4.20%4.00%3.90%3.70%4.00%4.10%4.10%4.10%4.10%4.10%4.00%
after 10 yrs5.40%5.30%5.20%5.20%5.10%5.20%5.10%5.10%5.00%4.90%4.90%4.80%
2003first 10 yrs4.80%4.50%4.60%4.50%4.60%4.50%4.20%4.00%4.30%4.40%4.30%4.40%
after 10 yrs5.80%5.70%5.60%5.60%5.60%5.60%5.40%5.40%5.70%5.60%5.50%5.50%
2002first 10 yrs5.20%5.20%5.20%5.10%5.40%5.30%5.10%4.90%4.70%4.80%4.60%4.80%
after 10 yrs5.80%5.90%5.90%5.90%5.90%6.00%5.80%5.80%5.90%5.70%5.60%5.80%
2001first 10 yrs5.50%5.30%5.10%5.00%5.20%5.40%5.60%5.40%5.50%5.30%5.00%4.70%
after 10 yrs5.40%5.50%5.70%5.70%5.80%5.90%5.80%5.80%5.90%5.80%6.10%5.70%
2000first 10 yrs6.00%6.00%6.30%6.20%6.00%6.00%6.20%6.00%5.90%5.90%5.70%5.70%
after 10 yrs6.10%6.10%6.00%5.60%5.60%5.60%5.40%5.40%5.40%5.40%5.50%5.40%
Last updated: 2018/11/01
Mortality table:
  • Starting October 2015, CPM2014 with generational projection using scale CPM-B
  • From February 2011 to September 2015, UP94 with generational projection using scale AA
  • Prior to February 2011, UP94@2020